How To Verify Money Order Is Real

Have you heard of money orders but are not sure what they are or when they’re used? We’re here to answer all of your questions.

A money order is a secure payment method for sending a prepaid amount. Money orders are a trusted way to send cash, especially when a paper check won’t suffice or isn’t available. You may need to use a money order for a rental security deposit, a used car purchase, or for sending money internationally or through the mail. Because money orders are guaranteed, a recipient may prefer this type of payment method to a check. Fortunately, money orders are a convenient and affordable way to send guaranteed money to any recipient of your choosing.

If you’re wondering how to cash a money order, we’ve laid out the step-by-step guide below, along with a list of where to cash a money order.

So they don't know how to verify their account. So some of the projects look like a fake one, but there is some real project too. Only 1 thing: Please accept the project with a clear requirement and milestone created 12 likes. When you touch the logo (which appears on the front of the money order), the color will fade from the heat of your finger and then reappear. To verify the money order with MoneyGram directly, you can call the customer service department at (800) 666-3947 and provide the money order’s serial number. How to Verify a Western Union Money Order.

How To Verify Money Order Is Real

Postal Service Money Order Verify

How to Cash a Money Order

Follow the steps below to cash a money order successfully. After receiving your cash, you can either deposit it into your bank account or utilize the funds for what you need. Consider unloading your cash as soon as you can so you’re not carrying around a large sum of money.

  1. Bring your money order to a location that will cash it. You can take the money order to your bank, credit union, grocery store, and some retail stores. Review our full list of where to cash a money order in the section below.
  2. Endorse your money order. Wait to add your signature to the back of the money order until you’re ready to hand it over to the cashier. Then, sign the back of the order to endorse it.
  3. Verify your identity. Show your identification to prove that you’re authorized to cash the money order. Government-issued IDs such as a passport, driver’s license, and military card are all valid forms.
  4. Pay service fees. You may have to pay a fee to cash a money order, although the fees tend to be low. The fees will be deducted from the total amount of cash you collect.
  5. Receive your cash. Place your cash in a safe location prior to leaving the service counter. Consider securing your funds in a money belt or wallet. You may wish to notify the sender that you successfully cashed their money order.

Where to Cash a Money Order

Cashing a money order is usually convenient, as there are several places that offer this service. Depending on where you live and the places you frequent, some of the options below may be better suited for you than others.

  • Bank. One of the easiest ways to receive your funds is to cash a money order at the bank. Consider cashing your money order at a bank where you already have an account so that you can securely deposit the funds immediately.
  • Credit union. Similar to a bank, you can cash money orders at credit unions if you have a credit union account.
  • Money transfer outlet. Several locations, like Western Union and MoneyGram, specialize in money orders. They usually offer quick service with reasonable fees.
  • Post office. Wondering how to cash a postal money order? The post office securely handles money orders and is the easiest place to cash USPS money orders. You can also send out a package or purchase postage stamps while you’re there.
  • Grocery store. Some but not all grocery stores allow you to cash a money order. Head to their customer service counter to ask if they process money orders — helping you to avoid a separate errand if you’re out grocery shopping.
  • Check-cashing location. Stores that cash checks, whether they’re your paycheck or a payment from a friend, often provide money order services.
  • Convenience store. Not all convenience stores offer a spot to cash money orders. Call ahead of time or look on their website before heading to their location.
  • Money order issuer. Take a look at which entity issued your money order. You’ll be able to cash it at a store that utilizes the same company, such as Western Union, for example.
  • Retail store. Certain retailers will cash money orders. Check with their customer service counter or call ahead to be sure.

When to Use a Money Order

Money orders come in handy for many situations. They are guaranteed forms of payment that can be sent and received from nearly anywhere in the world.

Here are some scenarios when you may wish to use a money order:

  • You don’t have a check to make a payment
  • A check is not an acceptable form of payment
  • You’re sending money internationally
  • You’re worried about bouncing a check
  • Cash is required for a purchase, like a used car or rental security deposit
  • You need to send a payment through the mail
  • You don’t have a checking or banking account
  • You’re making a large purchase and don’t want to have the cash on-hand

When sending a money order — whether it’s at a bank, convenient store, or post office — be sure to keep your receipt for tracking purposes. If your money order were to be lost or stolen, it’s important to have your records and receipt. Notify the recipient that you’ve sent your money order, and ask them to let you know when they receive and cash it.

While fees are typically small for money orders, they may differ from location to location. The fees also depend on how much money you’re sending and if the funds are being sent domestically or internationally. If you’re unsure how to fill out a money order, you can ask a clerk at the service counter for information.

Money orders are a secure way to send cash, especially if you don’t have a checking account or are receiving a payment in the mail. With a variety of locations available to cash a money order, it’s a convenient service to use with minimal fees. So whether you’re selling a used car or sending a payment in the mail, a money order could potentially be the right route for you.

Above all, maintaining financial stability and security is of the utmost importance. Understand where you stand financially to achieve the life you want.

Sources: USPS | The Balance | The Simple Dollar | TIME


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How do I request a money order refund?

Before you request a money order refund, please check the status of your money order by calling the MO support line at 1-800-999-9960.
If you are the purchaser, request a refund by following these simple steps.
If you have your original money order or your purchaser’s receipt and your money order has not been cashed:
How to verify money order
  1. Enter the details and attach your receipt.
  2. Accept the terms and conditions and submit the form.
Please note that a non-refundable processing fee of 15 USD will be automatically deducted from your principal refund amount.¹
If you have your original money order or your purchaser’s receipt and your money order has been cashed:
To request a photocopy of the proof of payment, please mail the completed form along with the 15 USD non-refundable processing fee with a money order or check payable to Western Union Financial Services, Inc. The address will be mentioned on your receipt.
Please allow us 30 days to process your refund request.
If you don’t have your original money order or your purchaser’s receipt and your money order has not been cashed:
  1. Print the form and enter the details.
  2. Notarize the form.
  3. Send the notarized form along with the required documents showing you as a purchaser by email to RMO@westernunion.com³.
  4. Please note that a non-refundable processing fee of 30 USD will be automatically deducted from your principal refund amount.

If you don’t have your original money order or your purchaser’s receipt and your money order has been cashed:
To request for a photocopy of the proof of payment, please mail the completed form along with the 30 USD non-refundable processing fee with a money order or check payable to Western Union Financial Services, Inc. The address will be mentioned on your receipt.
Note: Processing may take 6 to 8 weeks, and you may not be eligible for a refund.
*These documents could include the original store cash register receipt, copies of other money orders or their receipts purchased at the same time, bank statement showing the payment, or copies of other money orders purchased for the same purpose and same amount (i.e., rent or mortgage).
If you are the payee or company (legal entity) of the money order and your money order has not been cashed, request a refund by following these simple steps:
  1. Print the form and enter the details.
  2. Send the completed form along with the original or clear copy of the money order to the address mentioned on your receipt or by fax at 1-720-864-0477 or by email to RMO@westernunion.com⁵.

Please note that a non-refundable processing fee of 15 USD will be automatically deducted from your principal refund amount.
If you are the payee or company (legal entity) of the money order and your money order has been cashed:
To request for a photocopy of the proof of payment, please mail the completed form along with the 15 USD non-refundable processing fee with a money order or check payable to Western Union Financial Services, Inc. The address will be mentioned on your receipt.
*Payee should fill out page 1 of the affidavit form, while Company should fill pages 1 and 2 of the form.
Please allows us 30 days to process your refund request.
Other money order questions? Please visit the Money Order page or contact Customer Care.
  • For your own records, please make and retain the copies of all the documents you send.
  • The money order receipt must accompany each request to avoid delay in processing.
  • Stop payment on an outstanding money order is completed only when the request has been submitted and processed.
  • Western Union does not control the mailing process and it may take an additional 10-15 days.
  • We cannot verify if a customer is the true purchaser when you call Customer Care. This purchase agreement is stated on the money order receipt.
  • If the money order has been cashed, a photocopy will be mailed to you only when the processing fee is received.
  • If funds are available, you will receive a refund check. If the processing fee is not sent, it’s automatically deducted from the principal refund amount.
¹Other options to submit a refund request if your money order has not been cashed:
  • Fill out the Money Order Refund Request form on the back of your receipt.
  • Send the completed form to the address mentioned on your receipt or by fax at 1-720-864-0477 or by email to RMO@westernunion.com.

²Other options to submit Money Order Research Request:

How To Verify Money Orders

  • You can also access the Money Order Research Request form from the nearby agent location or request to receive it via email or mail by calling the MO support line at 1-800-999-9660.
  • Send the notarized form along with the required documents* showing you as a purchaser to the address mentioned on your receipt or by fax at 1-720-864-0477 or by email to RMO@westernunion.com.

How To Verify Money Order Funds


³Payee should fill out page 1 of the affidavit form, while Company should fill pages 1 and 2 of the form. Form can be send out to RMO@westernunion.com or to the address mentioned on your receipt or by fax at 1-720-864-0477
⁴Payee should fill out page 1 of the affidavit form, while Company should fill pages 1 and 2 of the form. You can also access the form from the nearby agent location or request to receive it via email or mail by calling the MO support line at 1-800-999-9660.
⁵Form can be sent out to RMO@westernunion.com or to the address mentioned on your receipt or by fax at 1-720-864-0477